UMR Dentist in Richardson, TX
Gentle Touch Dentistry is a UMR dentist in Richardson that works with dental plans administered by UMR, helping employees understand their self-funded benefits and get the care they need.
Choosing a UMR dentist in Richardson
Yes, we work with dental plans administered by UMR, and UMR is on our list of in-network PPO dental insurance providers. UMR is a UnitedHealthcare company that administers self-funded employer plans, so your coverage is set by your employer. We verify your benefits and file claims for you.
Seeing a UMR dentist in Richardson who is familiar with how administered plans work saves time and surprises. Because your employer designs the plan and UMR handles the administration, two UMR cards can carry very different benefits. We look up the details of yours before treatment.
UMR dental at a glance
- Our status
- We work with dental plans administered by UMR; UMR is on our in-network PPO list
- What UMR is
- A UnitedHealthcare company and third-party administrator (TPA)
- Who sets coverage
- Your employer's self-funded plan
- Preventive
- Often up to 100% for exams, cleanings and X-rays; varies by plan
- Basic / major
- Often 70–80% for fillings and about 50% for crowns, bridges, implants and root canals; varies by plan
- Bring
- Your UMR member ID card and photo ID
How we handle your UMR dental benefits
- 1
Call (469) 947-3963 or request an appointment and let us know your plan is administered by UMR.
- 2
We contact UMR to confirm eligibility, coverage levels, deductibles and any frequency limits your employer's plan sets.
- 3
You receive a cost estimate before treatment so you can decide with confidence.
- 4
After your visit, we file the claim and follow up until it is processed.
What is a third-party administrator?
A third-party administrator (TPA) manages benefits on behalf of an employer that pays claims from its own funds, known as a self-funded plan. UMR processes the claims and answers questions, but your employer decides what the dental plan covers.
This matters in the dental chair. Your annual maximum, waiting periods and coverage percentages come from your employer's plan design, not from a single UMR policy. That is why we never assume; our dental insurance coordinator checks your exact benefits every time.
UMR is part of UnitedHealthcare. If you also have a UnitedHealthcare-branded dental card, see our United Healthcare dentist page for more on that coverage.
Getting full value from a UMR-administered plan
- 01
Keep up with checkups
Preventive visits are often covered at or near 100%. Regular dental cleanings help catch problems while they are small.
- 02
Watch the plan year
Employer plans usually reset benefits each plan year, and unused amounts generally do not roll over. Ask us what you have left.
- 03
Estimate big work first
For crowns, root canal therapy or implants, we provide an estimate so the cost is clear before you start.
Financing is available for implants and other major care that goes beyond your plan's coverage.
Unsure what your UMR card covers?
Call (469) 947-3963. If you were searching for a "UMR dentist near me" and are not sure your plan is a PPO, we can review it with you. If it does not fit, we may still be able to help, and our in-office membership plan offers 12 months of coverage with immediate benefits.
See all accepted plans on our dental insurance page.
UMR dentist in Richardson FAQs
Do you take UMR dental insurance?
We work with dental plans administered by UMR, and UMR is on our list of in-network PPO dental insurance providers. Our coordinator verifies your specific benefits before your visit.
Is UMR the same as UnitedHealthcare?
UMR is a UnitedHealthcare company that serves as a third-party administrator for self-funded employer plans. Your coverage is set by your employer's plan rather than by UMR itself.
Why are my UMR benefits different from a friend's?
Each employer designs its own self-funded plan, so deductibles, maximums and coverage levels can vary widely even when both cards say UMR.
Does my UMR plan cover dental implants?
It depends on your employer's plan. Some cover implants as a major service, often around 50%, and some exclude them. We check, and financing is available for dental implants.
Can I come in for an emergency with UMR coverage?
Yes. We offer same-day emergency dental care whenever possible and check your benefits while we get you in.
Who files my UMR dental claims?
We do. Our team submits your claim and follows up. You pay only your share, such as a deductible or coinsurance, which we explain in advance.
In-network with 29+ PPO dental plans
See every plan our Richardson dentists accept and how we help you maximize your benefits.